Review Of IPhone Insurance 3G In The UK-Top 3 Tips

Insurance for iPhones is probably something, in hindsight, I should have researched and taken up months ago. Why? Because I ended up losing two iPhones in the space of 3 months. And I wasn’t insured! That’s an expensive little mishap there ladies and gentleman! Please don’t make the same stupid mistakes that I did. Why wasn’t I insured? Because I refused to pay the outrageous amount quoted by the high street companies. Last time I checked it was around £15 + VAT per month. I still refuse to pay that much.

I am now insured, and I am paying half that amount for exactly the same cover. That means when leave my phone in the back of a cab, or drop the phone down the toilet by mistake I will be 100% covered and will have a new phone by my side within 24 hours. How did I do it? Well read below for my three sneaky loopholes!

INSURANCE FOR iPhone – 3 SNEAKY LOOPHOLES

1. Online insurance companies – A simple search for ‘insurance for iPhone’ in Google yielded over 419,000 results. Folks there are a lot of insurance companies out there. None of which will charge you £15 per month. That’s right guys, you can find exactly the same cover for up to 50% of the price quoted by the high street providers. Just make sure that the online company are reputable, offer 24 hr phone replacement, and also don’t tie you in for too long. Its as simple as that really.

2. Are you a home owner? – If yes, then you have a huge advantage. You will definitely have home contents insurance which means you can call them up and check if they can add your iPhone to the policy. In most cases, you may be surprised to hear that it is already covered in the ‘personal belongings’ category. There will be certain items which you are covered for inside and outside of your home such as watches, jewelry and mobile phones! Pretty cool hey. Just ensure that you can protect your name claims bonus – I did this for a couple of extra pounds per month. No sweat!

3. Do you own a bank account in the UK? – I think its a fairly good bet that you do! Well there are a few banks out there at the moment who offer insurance for iPhone to their premium account holders. Don’t be put off though, premium accounts are not that hard to obtain. Most banks are begging for your custom in the current economic climate. They will insure your iPhone for free. How cool is that? Please be aware though that the latest iPhone will set you back £500+ and usually the banks wont cover the full amount. You will also have to pay an excess of £50 or so each time you make a claim which will eat into the amount you have left to buy a new iPhone. Overall though its not a bad service for costing you nothing!

There is my three top sneaky loopholes ladies and gents. Please don’t pay over the odds for a product you can get for half the price!

In all honesty though, I would advise going with an independent company, mainly because its hassle free, fast and offers the best value for money. The most impressive product researched was found at iPhone 3GS Insurance

I have also developed a iPhone 3G Insurance website which will go into much more detail than what I have written about here. Check out a few more fantastic, free tips!

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