Here in the developed west nearly everyone now has a moble phone. But we all need to remember that around 50% of the worlds population have never received or made a telephone call.

This highlights how lucky we are to have access to affordable telecommunications and the technological gap that exists between the developed countries and those in the developing world.

But many people think that mobile phones are actually more irritating than they are useful. Have you used a bus or a train lately?

I have to take the train to and from London every day and I find myself forced to listen to mobile conversations that I would far rather not hear. Ever evening on my way home from work on the train from London I have to listen to various people calling home to tell their partners that, surprise, surprise, they are on the train. And every day I have to listen to the same people making the same pointless calls, just because they can. What did they use before mobile phones, carrier pigeons?

I’m also forced to listen to teenagers engaged in long drawn out conversations that don’t appear to make any sense. Their conversations seem to be focused on their boring lives, the television programmes they’ve been watching or criticising their boyfriends. In one conversation that was heard recently a young lady described a recent sexual experience with a young man in far too much detail. As she proceeded to describe exactly what had taken place everyone in the train compartment was cringing with embarassment.

Forcing other people to listen to one side of your telephone conversation is just one aspect of modern mobile phone use that is incredibly annoying. Another is people’s choice of annoyingly irritating ring tones and yet another is playing music loudly without consideration for others.

We all need to be reminded of how lucky we are to even own mobile phones. People who use their mobile phones to describe their sex lives should be banned from owning them.

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If you have a mobile phone you will definitely want some affordable mobile phone insurance. Similarly, if you have a laptop computer it would be wise to spend a little on some laptop insurance. You can protect all of your valuable gadgets and gizmos including cameras, iPhones and games consoles with some very affordable gadget insurance.

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